FACTS
What Does Credit Repair Dudes LLC Do With Your Personal Information?
Why?
Financial service providers like us collect and share personal information to:
- Provide credit education, consulting, and dispute assistance services
- Process transactions and maintain accounts
- Verify identity and prevent fraud
- Comply with federal and state laws
Federal and state laws (including the Gramm-Leach-Bliley Act (GLBA) and California Consumer Privacy Act (CCPA/CPRA)) give you the right to limit certain types of information sharing, but not all.
This notice explains what we collect, how we share it, and how you can limit that sharing.
What?
The types of personal information we collect depend on the services you request. This may include:
- Name, address, phone number, and email
- Date of birth and identifying information
- Social Security Number (or last four digits), when required and authorized
- Credit report data obtained with your written authorization under the FCRA
- Billing and payment information
- Employment, income, and debt-related information provided by you
- Device and usage data (IP address, browser type, session activity)
When you are no longer our client, we continue to protect your information as described in this notice in order to:
- Maintain records
- Comply with legal obligations
- Resolve disputes or enforce agreements
How?
All financial service providers need to share personal information to run their everyday business.
Below is how we share your information:
Reasons we can share your personal information
Purpose of Sharing | Do we share? | Can you limit this? |
For our everyday business purposes — such as processing transactions, maintaining accounts, verifying identity, and responding to legal requests | Yes | No |
For our marketing purposes — to offer products and services | Yes | Yes (opt-out available) |
For joint marketing with financial service providers | Yes | Yes (opt-out available) |
For service providers performing operational functions (billing, IT, support) | Yes | No |
For service providers using your creditworthiness for their own purposes | No | We do not share |
For non-affiliated companies to market to you | No | We do not share |
To Limit Our Sharing
You may limit optional data sharing and marketing communications at any time:
- 📧 Email: info@creditrepairdudes.com
- 📞 Phone: (714) 927-5493
Questions?
Call us at (714) 927-5493 or email info@creditrepairdudes.com
Who We Are
Who is providing this notice?
Credit Repair Dudes LLC
A financial services company providing credit education, consulting, and dispute assistance services.
What We Do
How do we protect your information?
We maintain physical, electronic, and procedural safeguards, including:
- SSL encryption
- Secure servers and storage
- Restricted internal access
- Ongoing system monitoring
We retain your data only as long as necessary to:
- Provide services
- Meet legal and regulatory obligations
How do we collect your information?
We collect your information when you:
- Submit forms or request a consultation
- Enroll in our services
- Provide written authorization to access your credit profile
- Provide billing or payment details
- Communicate with us
We may also receive information from:
- Credit bureaus (with your authorization)
- Service providers
- Publicly available sources
Why can’t you limit all sharing?
Federal and state laws allow you to limit only:
- Sharing for affiliates’ marketing purposes
- Sharing for non-affiliates’ marketing purposes
Some sharing is required to:
- Provide services
- Comply with legal obligations
Definitions
Affiliates
Companies related by common ownership or control.
Non-Affiliates
Companies not related by ownership (such as service providers, analytics tools, or payment processors).
We do not share your personal information with non-affiliates for marketing purposes.
Joint Marketing
A formal agreement between financial service providers to jointly market services.
Other Important Information
California Residents (CCPA/CPRA)
You have the right to:
- Know what data we collect
- Request deletion of personal information (subject to legal exceptions)
- Opt out of certain data sharing
Submit requests via:
- 📧 info@creditrepairdudes.com
- 📞 (714) 927-5493
We do not sell personal information.
Do Not Call Policy (TCPA)
We do not use automated or prerecorded calls without your consent.
To be added to our internal Do Not Call list:
- 📞 (714) 927-5493
Your request remains active for 5 years.
Nevada Residents
We do not sell personal data.
To opt out of any future data sharing:
- Email: info@creditrepairdudes.com
Subject: Nevada Opt-Out
Vermont Residents
We do not share your creditworthiness information with affiliates except as required by law or with your authorization.
Contact Information
Credit Repair Dudes LLC
65 White Star DrPalm Coast, FL 32164
Email: info@creditrepairdudes.com
Phone: (714) 927-5493
© 2026 Credit Repair Dudes LLC. All Rights Reserved.